Posts Tagged ‘money’

College Savings Doesn’t Mean College Boredom

Thursday, August 30th, 2012

Being broke is not fun. Your friends are out having the time of your lives and you’re stuck at home due to lack of funds. Although a night out on the town doesn’t need to cost much, you can only get so far with a wallet full of hopes and dreams. With that being said, here are a couple of tips to help turn you into the thrifty man or woman you always knew you could be . . . I’m talking borderline parsimonious.

Saving and budgeting doesn’t just factor into one aspect of your life—it should greatly affect ALL aspects. College savings are important because you are on your own and you want to prove that you can live on your own. Managing your money is the first step to being able to do what you want when you want.

Transportation tends to be one of the biggest expenses in the city. Whether because of gas prices or MetroCards, a large amount of our money goes into getting from place to place. How can this be cut down? Skateboarding, rollerblading, and biking have gotten quite popular. Commuter cycling has doubled since 2005, and there are bike sharing programs around the city whose memberships are substantially cheaper than a monthly MetroCard.  Carpooling to class can be a great way to not only make friends but save money, and, if all else fails, you can walk.

Thrift stores are more popular than they have ever been.  Places such as the Salvation Army and Goodwill can provide you with basic t-shirts and jeans as low as $2. Venture to the nook and crannies of some of Manhattan’s shopping districts and you’re bound to find a Buffalo Exchange or a Beacon’s Closet. These thrift stores sell name brand clothing for ridiculously cheap prices. If you’re a fan of vintage styles and trendy clothing then these stores are for you.

Cheap dates are usually the next thing on your mind since you have the ability to actually make it and the clothes to step out in. Magazines such as <em>The L Magazine</em> and <em>Village Voice</em> are always advertising free movie screening and shows. MyFreeConcert.com is one of my favorite websites for not only concerts but also art exhibits and fun (and, more importantly, free) nights out.

After running around the city you’ve probably worked up quite the appetite. Luckily, the Campus Clipper is here to help. We offer deals across the city, helping students keep the green in their pockets while taming the growling in their stomachs. The $9.99 all-you-can-eat lunch buffet at Bombay Talkie is highly suggested, or if you and a friend need a caffeine boost, there’s a coupon for a free cappuccino or latte with a purchase from The Bean.

So there you have it: proof that you can have fun in the big city and keep a majority of your cash at the same time! Now go out, have fun and be frugal.

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Carlos L., Monroe College. Read my blog!!  Follow me on Twitter and Facebook :)

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The Secret to Spending is Saving

Wednesday, February 15th, 2012

Right now, the majority of students have spent their time on the internet searching for money saving deals because they’ve “lavishly” spent the money their parents have constantly told them to save. I say “lavishly” because we all know we have searched our rooms finding items we have no clue the reason it has been bought. Don’t worry, you’re not alone; I sit here as the “starving college student” and writing about the one thing my parents tell me not to do, “spend my money.”

New York City has tons to offer, whether it be a tour of the fine city itself or hole in the wall eateries that happen to be the greatest kept secret to many. As a student living and going to school in New York, it’s necessary to save much more than I spend. Either I spend my money for snacks to keep me up during class or more money to spend for textbooks; the majority of my hard earned savings will be spent all the years while in school. Doesn’t matter where you’re from or how you’re living, New York will suck the money right out of your pockets. Just one poof and the money you just received from your first paycheck is half way done. Because I tend to find myself spending more than I save, I’m here to help you save more than you spend.

Beyond schooling, there’s also a separate life; that being my social “activity” life. There’s no place better than realizing there’s life outside the burden of papers, and tests every other week. Just like every college student going on a quest through the internet and magazine for activities to do, I have done the same. This social “activity” life helps me save my money while having fun in the process. What many students don’t understand is, as large as New York may be, it offers a massive amount of discounts and free activities for you and your friends to enjoy. With loads of discounted and free things to do, I’m here to gossip about the city’s best kept secrets.

Now as students are learning to save, companies and magazines are coming out with ways to not only get them noticed but to help us in our money saving “process.” One magazine I love to look at that helps ease my pockets is, “Time Out New York” magazine, a magazine that comes out at least twice a month and is a great buy. With topics such as: “Best free events in the city”, “giveaways” “cheap eateries”, “this week’s offers” and more, they’re sure to give you anything to enjoy in the city for less.

Websites such as goldstar.com specifically a ticket based website, offers New York City dwellers free and discounted tickets to places such as: basketball games, plays, musicals, concerts, etc. Let’s not forgot our trusted friend Google, the most searched website will help save you if no one else will. Just type in keywords such as: “free in the city”, “discount events” and you’ll be sure to find whatever it is you’d like to do. So what better way is there to enjoy the beautiful city of New York than to do so with a friend and at a fraction of the original cost.

If you like to eat out as much as I do, how about you stroll your way down to “Ballaro.” Campus Clipper has a special coupon for the caffe prosciutteria, 20% OFF Dinner and 10% OFF all the time, with the coupon and student ID in hand. Nothing better than to save the money in your pocket and eat in the process. Hurry and check it out!

Olivia Orellano

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What Recession?

Tuesday, June 15th, 2010

According to the United States Bureau of Labor Statistics, the average annual unemployment rate across the country has more than doubled since 2006. While the national unemployment rate for the month of April was 9.9, the unemployment rate for New York wasn’t too far behind at 8.4.  This is troubling, not only for the entire workforce, but for recent graduates as well. It seems that the end of the recession is never going to come and that all is lost. I beg to differ.

For the past two years of my life, while many have been running around in a frenzy, spreading the word that “there are no jobs because we are in a recession,” I have been denying what everyone seems to be saying. I’ve never really been too keen on statistics, as I learned how they could be altered, while completing my studies in undergrad. I often saw students change both words and numbers around, molding their PowerPoint presentations and Excel spreadsheets to fit certain ideas, even if the real numbers or real data didn’t match up to these concepts; sort of the way some journalists do with their “objective” stories. I’d rather base my opinions on what I see. And based on what I’ve been seeing, we are in no way, shape or form, experiencing a recession. I can prove it.

Exhibit A: I want you to pick a Saturday when you have nothing but free time or even a few hours, preferably mid-afternoon to three o’ clock PM. Take the train to 34th Street in Manhattan and walk along this street, from Fifth Avenue to Eighth Avenue in either direction. Take notes, look around, and take pictures if you want.  What do you notice? Is it desolate? If not, approximately how many people are walking the streets? Do they have bags in their hands? Are they going into stores? Do the stores seem crowded? If your answer to the last three questions are yes, then you have successfully proven my point thus far. Recession’s, don’t usually include the joys of shopping.

Exhibit B: Let us move on to entertainment. I have been to the movies about three or four times this year. Now that may not be a lot to some, but each time I went, I always felt that I was on the floor at the New York Stock Exchange. By the way, I’d visited three different theaters and the environment was always the same, from Chelsea to Midtown to Sheepshead Bay, Brooklyn, the crowds were always there; even on weekdays! I went out with a variety of friends for three weeks in a row to several restaurants around events around the city, and they were packed as well. Hmph, some recession!

Exhibit C: Now according to some, there are no jobs. Really?!? Then how come when I visit web sites such as craigslist.org or monster.com or the career web sites for the colleges I’ve attended, I see thousands upon thousands of jobs, internships, and careers? These are added on a regular basis and come from all industries as well as all career levels. But how can that be if we’re in a recession?

By now I hoped you’ve figured out the answer; just reread the title if you haven’t. So, keep looking for jobs, continue to shop, eat, and live. That’s what I’m doing because I live life by looking at what’s directly in front of me. Plus I’ve never really liked the news. It’s so depressing!

What will you do? Will you believe what the statistics say or will you believe what’s directly in front of your face?

Shana H

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