Posts Tagged ‘money’

Can Self-Love Come From Financial Wealth?

Friday, May 19th, 2017

“You can only become truly accomplished at something you love.

Don’t make money your goal.

Instead, pursue the things you love doing,

and then do them so well that people can’t take their eyes off you.”

-Maya Angelou

While I’ve been writing for the Campus Clipper in regards to self-love, I wonder if any of you have questioned what self-love has to do with the Campus Clipper anyway. The Campus Clipper helps you save money, and money and self-love do in fact have a relationship. Now we’ve all heard countless times that money can’t buy happiness, right? This is why it is important to stop letting self-love and self-worth be defined by money. While most of us know money can’t make us happy, we’re still guilty of this.

So many people today are looking up to celebrities like the Kardashians and other A-Listers who share what appear to be perfect bodies, houses, cars, and lives with the rest of us mere mortals. Cosmo even reported how people were recently saying that Khloe and Kim looked like wax figures at Madame Tussaud’s. And what this turns into is a ton of people who define themselves based on how “perfect” they are and what their social status is. In other words, by how much money they have, because let’s face it, the Kardashians wouldn’t look so perfect or have such glamorous looking lives if they had no money! Today, everyone wants to be rich.

Image Credit: http://www.cosmopolitan.com/uk/entertainment/a9659373/kim-khloe-kardashian-waxworks/

Image Credit: http://www.cosmopolitan.com/uk/entertainment/a9659373/kim-khloe-kardashian-waxworks/

While I’m not belittling this or saying that people should not strive for financial success and security, let’s not forget about the other ways in which we can be rich. We should strive to be rich with love, compassion, friendship, loyalty, and happiness. We should certainly do what we can to ensure that there is food on our table and clothes on our back. And sometimes, for this and a few extra luxuries, the Campus Clipper can even help you keep more money in your wallet by helping you save through student discounts.

Screen Shot 2017-05-19 at 9.52.14 AM

However, remember that while it is smart to be cautious with your money and build a financial wealth, it is important to focus more on how wealthy you are in the characteristics that make you a good, loving person and on those details that make you truly happy deep down. Yes, I’m going to be proud of myself for having a large amount of money in my bank account and a good credit score, but I’m going to be truly happy in a more meaningful way when someone tells me I’m important to them or I helped them through a tough time, or when I get to spend time with the people I love just sitting outside on a nice day.

Business Insider shared an article in 2013 quoting the rich, and while the findings are slightly mixed, most people admit that after becoming financially rich they still don’t feel satisfied, only ever want more money, get used to it, or realize that what matters most in life is not the superficial.

Image credit: http://www.businessinsider.com/does-being-rich-make-you-happy-2013-12

Image credit: http://www.businessinsider.com/does-being-rich-make-you-happy-2013-12

So, hopefully you can take advice from the people living the truth! Focus on building up your relationships with others, your truest relationship with yourself, your abilities to love and be compassionate, and the way you give back to others. Try to figure out what makes you happiest and ask yourself if money is really the answer. Chances are, it truly is not, and doesn’t that matter more than your social status?

By Chanelle Surphlis


Chanelle Surphlis is a Campus Clipper publishing intern, who is graduating from FIT this May. Passionate about giving back and pursuing volunteer opportunities, Chanelle aspires to work for a fashion or beauty company that includes philanthropy in its core values. If you like Chanelle’s writing, check out her blogs here and here. We have the most talented interns ever and we’re so proud of them! For over 20 years, the Campus Clipper has been offering awesome student discounts in NYC,  from the East Side to Greenwich Village. Along with inspiration, the company offers students a special coupon booklet and the Official Student Guide, which encourage them to discover new places in the city and save money on food, clothing and services.  

At the Campus Clipper, not only do we help our interns learn new skills, make money, and create wonderful e-books, we give them a platform to teach others. Check our website for more student savings and watch our YouTube video showing off some of New York City’s finest students during the Welcome Week of 2015.

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How Not to Do Anything: An Expert Guide – How Not to Get a Job

Saturday, September 24th, 2016
Image Credit: http://www.gajizmo.com/5-reasons-you-are-still-unemployed/

Image Credit: http://www.gajizmo.com/5-reasons-you-are-still-unemployed/

If you play your cards right, you can avoid employment while enrolled in school, but as soon as you’re no longer a student, the pressure to get a job becomes increasingly difficult to withstand. After all, even doing nothing costs a little bit of money. And whether you live with friends or relatives, for some reason people generally don’t like to have lodgers with no income. So here are three methods of stirring up some cash while steering clear of the undue strain of gainful employment.

  • Find a corner of the social safety net and make yourself a nice little nest. Social programs may be unpopular today, but we have them in place to take care of those who are unfortunately, temporarily, or temperamentally unable to find work. Unemployment assistance and food stamps can go a long way towards staving off that existential disaster spelled J-O-B.
  • Sell your time in tiny slices. Did you know that at any research university, there are hundreds of grad students who could never get their degrees without paying people just like you to participate in their studies? Or that no new cereal box design goes into circulation without undergoing the vigorous examination of a paid focus group? You can often make several times minimum wage for a few hours of what can only loosely be called work, and you might even contribute to our understanding of the brain, or an improved Fruity Pebbles box!
  • Find a sugarmomma/-daddy. This is really your best shot at preempting the need to work. Since ancient times, boys and girls have dreamt of falling in love with the prince or princess so that they will never have to work again. It’s the ultimate fairy tale, and in a country as economically stratified as America, there could always be a dot-com wizard or hedge fund ace just around the corner, waiting to whisk you away to a life of endless leisure and decades-long naps.

By Aaron Brown


Aaron Brown was one of the Campus Clipper’s publishing interns, who wrote an e-book   “How Not To Do Anything: An Expert Guide.” If you like Aaron’s writing, follow our blog for more chapters from his e-book. We have the most talented interns ever and we’re so proud of them! For over 20 years, the Campus Clipper has been offering awesome student discounts in NYC,  from the East Side to Greenwich Village. Along with inspiration, the company offers students a special coupon booklet and the Official Student Guide, which encourage them to discover new places in the city and save money on food, clothing and services.  

At the Campus Clipper, not only do we help our interns learn new skills, make money, and create wonderful e-books, we give them a platform to teach others. Check our website for more student savings and watch our YouTube video showing off some of New York City’s finest students during last year’s Welcome Week.

Become a fan on Facebook and follow us on Twitter and Instagram!

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College Savings: How to Haggle Your Way to the Best Souvenirs

Thursday, October 9th, 2014

I have a confession to make. . . . Are you listening? Good. Well, here goes…

I’m a packrat.

I can’t help it. Wherever I go I like to take mementoes with me. My best friend calls me the Souvenir Kleptomaniac. If there’s a free gift or college discounts to be had, I’m there. At restaurants I save the little business cards and menus and circle what I ate. I keep receipts from purchases in other countries just because there’s a different language on them.  I’m a sucker for nostalgia and remembering my trip in every detail possible is important to me. Although people aren’t generally this extreme, the act of bringing home a keepsake is usually one that people follow. The most important thing about souvenir shopping is getting the most for your money without going bankrupt.

As discussed earlier, sometimes it’s hard to pack everything you need in one suitcase. However, make sure you leave some extra space in it so you have room to bring things back.  You don’t want to have to buy an extra piece of luggage to fit everything you want to bring home. Extra luggage means more plane space, means more money out of your pocket.

Be wary of scams.
If you’re going to a country that makes a lot of money off of tourism chances are the people there are waiting for you: and they’re prepared. They want your business and they want you to spend your money on keychains and postcards and bottle openers with funny sayings on them. Don’t feel the need to do your entire souvenir shopping in one day at the same place.

My friend bought a hat from a vendor in China for 25¥ ($5!) that ripped only seconds after purchasing it.

My friend bought a hat from a vendor in China for 25¥ ($5!) that ripped only seconds after purchasing it.

Do not buy souvenirs at the airport.
Those T-shirts that say I HEART [insert country’s name here] aren’t going anywhere. You will see them wherever you go throughout the country, and will probably get a better deal on them in other stores than in the first one you see.

Learn to haggle.
And don’t be ashamed of doing it! The locals want your money, and chances are the initial price they are asking for that miniature sculpture of that famous landmark is a lot higher than they expect you to pay. Haggle with vendors for a better deal. If you are uncomfortable with the asking price—walk away! You’re not obligated to buy anything, and many times walking away will encourage vendors to immediately drop their asking price.

We bought cute panda hats in China that we found a week later for half the price.

We bought cute panda hats in China that we found a week later for half the price.

Save your money for one priceless gift for yourself.
That’s not to say don’t buy yourself anything else the whole trip. However, study abroad trips leave lasting impressions. Having one precious item to take home from your adventure will mean a lot to you in years to come.

 

My favorite purchase of the trip: a Jade necklace. It's very special and something I will treasure forever.

My favorite purchase of the trip: a Jade necklace. It’s very special and something I will treasure forever.

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Sam Levitz is a graduate of Brooklyn College and went on the CUNY Study Abroad trip to China the summer of 2013. Follow her on Instagram: slevitz

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College Savings and Saving Space in Your Suitcase: What to Pack When Studying Abroad

Saturday, September 27th, 2014

When I fantasize about traveling it’s always the same: one neatly packed backpack with just the essentials. Unfortunately, I am not a light packer and so this is never the case. When it comes to studying abroad you want to make sure you’re properly prepared for whatever you may encounter on your trip. It’s never a good idea to assume that a foreign country has exactly what you’re looking for. Try to find college discounts for certain items before your trip and you can save yourself a lot of trouble once you’re there. So what if you’re labeled the “mom” of your trip? Being prepared is never a bad thing—and chances are your new friends will thank you.

Before your trip it’s important to at least attempt to learn the language of the country, or at least learn some key phrases. Rosetta Stone is a great option, but for those of us on a budget there are free smartphone apps readily available. Mindsnacks is a really helpful app I found before my trip to China that allowed me to start learning the language through a series of fun interactive games. If you upgrade to the full version for $5, you’ll get access to 1000 words and phrases, 9 unique games, and 50 lessons to master. This app is available in many different languages and the upgrade is definitely worth the money!

Mindsnacks is a free app that can be used to learn new languages.

Mindsnacks is a free app that can be used to learn new languages.

Do some research about the weather you’ll experience during the months you’ll be there and pack your clothes accordingly. You don’t want to be the one wearing sweaters in the heat or shorts in the snow. Make sure you have a solid stock of any medicines or vitamins you may take every day. Regular toiletries are an essential and it’s always handy to buy Tide-To-Go, packets of Downy or any other fabric soap just in case you need to do a wash at a moment’s notice.

downy.1load.packet.travel

tidetogopen

Sometimes laundry gets expensive in a foreign country.

 

Check to see what banks are available in the country you’re going to. Many countries often have branches that are linked with Bank of America so if you don’t have an account, open one up. It’s free and you won’t have to pay fees every time you grab some cash from the ATMs. The China Construction Bank, found all over China, doesn’t charge any fees as long as you have a BoA card. You can easily close your BoA account once returning to America.

Other important items are charger adapters for your specific country of origin. The outlets in America are not the same in every country and you do not want to be that person with the hair straightener exploding in your hair!

Also, to stay in touch with family and friends during your trip, set up a Gmail, Skype, Viber, and Whatsapp accounts. These are free ways to connect with your loved ones through email, phone calls, video and text messaging all through WiFi. You don’t want mom to get a $356 dollar phone bill because you accidentally used your data while roaming, do you?

My group connects to the WiFi in our hotel in Hong Kong and immediately engross themselves in social media.

My group connects to the WiFi in our hotel in Hong Kong and immediately engross themselves in social media.

Sam Levitz is a graduate of Brooklyn College and went on the CUNY Study Abroad trip to China the summer of 2013. Follow her on Instagram: slevitz

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Interested in more deals for students? Sign up for our bi-weekly newsletter to get the latest in student discounts and promotions  and follow our Tumblr and Pinterest. For savings on-the-go, download our printable coupon e-book!

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College Savings Doesn’t Mean College Boredom

Thursday, August 30th, 2012

Being broke is not fun. Your friends are out having the time of your lives and you’re stuck at home due to lack of funds. Although a night out on the town doesn’t need to cost much, you can only get so far with a wallet full of hopes and dreams. With that being said, here are a couple of tips to help turn you into the thrifty man or woman you always knew you could be . . . I’m talking borderline parsimonious.

Saving and budgeting doesn’t just factor into one aspect of your life—it should greatly affect ALL aspects. College savings are important because you are on your own and you want to prove that you can live on your own. Managing your money is the first step to being able to do what you want when you want.

Transportation tends to be one of the biggest expenses in the city. Whether because of gas prices or MetroCards, a large amount of our money goes into getting from place to place. How can this be cut down? Skateboarding, rollerblading, and biking have gotten quite popular. Commuter cycling has doubled since 2005, and there are bike sharing programs around the city whose memberships are substantially cheaper than a monthly MetroCard.  Carpooling to class can be a great way to not only make friends but save money, and, if all else fails, you can walk.

Thrift stores are more popular than they have ever been.  Places such as the Salvation Army and Goodwill can provide you with basic t-shirts and jeans as low as $2. Venture to the nook and crannies of some of Manhattan’s shopping districts and you’re bound to find a Buffalo Exchange or a Beacon’s Closet. These thrift stores sell name brand clothing for ridiculously cheap prices. If you’re a fan of vintage styles and trendy clothing then these stores are for you.

Cheap dates are usually the next thing on your mind since you have the ability to actually make it and the clothes to step out in. Magazines such as <em>The L Magazine</em> and <em>Village Voice</em> are always advertising free movie screening and shows. MyFreeConcert.com is one of my favorite websites for not only concerts but also art exhibits and fun (and, more importantly, free) nights out.

After running around the city you’ve probably worked up quite the appetite. Luckily, the Campus Clipper is here to help. We offer deals across the city, helping students keep the green in their pockets while taming the growling in their stomachs. The $9.99 all-you-can-eat lunch buffet at Bombay Talkie is highly suggested, or if you and a friend need a caffeine boost, there’s a coupon for a free cappuccino or latte with a purchase from The Bean.

So there you have it: proof that you can have fun in the big city and keep a majority of your cash at the same time! Now go out, have fun and be frugal.

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Carlos L., Monroe College. Read my blog!!  Follow me on Twitter and Facebook 🙂

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Interested in more deals for students? Sign up for our bi-weekly newsletter to get the latest in student discounts and promotions  and follow our Tumblr and Pinterest. For savings on-the-go, download our printable coupon e-book.

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The Secret to Spending is Saving

Wednesday, February 15th, 2012

Right now, the majority of students have spent their time on the internet searching for money saving deals because they’ve “lavishly” spent the money their parents have constantly told them to save. I say “lavishly” because we all know we have searched our rooms finding items we have no clue the reason it has been bought. Don’t worry, you’re not alone; I sit here as the “starving college student” and writing about the one thing my parents tell me not to do, “spend my money.”

New York City has tons to offer, whether it be a tour of the fine city itself or hole in the wall eateries that happen to be the greatest kept secret to many. As a student living and going to school in New York, it’s necessary to save much more than I spend. Either I spend my money for snacks to keep me up during class or more money to spend for textbooks; the majority of my hard earned savings will be spent all the years while in school. Doesn’t matter where you’re from or how you’re living, New York will suck the money right out of your pockets. Just one poof and the money you just received from your first paycheck is half way done. Because I tend to find myself spending more than I save, I’m here to help you save more than you spend.

Beyond schooling, there’s also a separate life; that being my social “activity” life. There’s no place better than realizing there’s life outside the burden of papers, and tests every other week. Just like every college student going on a quest through the internet and magazine for activities to do, I have done the same. This social “activity” life helps me save my money while having fun in the process. What many students don’t understand is, as large as New York may be, it offers a massive amount of discounts and free activities for you and your friends to enjoy. With loads of discounted and free things to do, I’m here to gossip about the city’s best kept secrets.

Now as students are learning to save, companies and magazines are coming out with ways to not only get them noticed but to help us in our money saving “process.” One magazine I love to look at that helps ease my pockets is, “Time Out New York” magazine, a magazine that comes out at least twice a month and is a great buy. With topics such as: “Best free events in the city”, “giveaways” “cheap eateries”, “this week’s offers” and more, they’re sure to give you anything to enjoy in the city for less.

Websites such as goldstar.com specifically a ticket based website, offers New York City dwellers free and discounted tickets to places such as: basketball games, plays, musicals, concerts, etc. Let’s not forgot our trusted friend Google, the most searched website will help save you if no one else will. Just type in keywords such as: “free in the city”, “discount events” and you’ll be sure to find whatever it is you’d like to do. So what better way is there to enjoy the beautiful city of New York than to do so with a friend and at a fraction of the original cost.

If you like to eat out as much as I do, how about you stroll your way down to “Ballaro.” Campus Clipper has a special coupon for the caffe prosciutteria, 20% OFF Dinner and 10% OFF all the time, with the coupon and student ID in hand. Nothing better than to save the money in your pocket and eat in the process. Hurry and check it out!

Olivia Orellano

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What Recession?

Tuesday, June 15th, 2010

According to the United States Bureau of Labor Statistics, the average annual unemployment rate across the country has more than doubled since 2006. While the national unemployment rate for the month of April was 9.9, the unemployment rate for New York wasn’t too far behind at 8.4.  This is troubling, not only for the entire workforce, but for recent graduates as well. It seems that the end of the recession is never going to come and that all is lost. I beg to differ.

For the past two years of my life, while many have been running around in a frenzy, spreading the word that “there are no jobs because we are in a recession,” I have been denying what everyone seems to be saying. I’ve never really been too keen on statistics, as I learned how they could be altered, while completing my studies in undergrad. I often saw students change both words and numbers around, molding their PowerPoint presentations and Excel spreadsheets to fit certain ideas, even if the real numbers or real data didn’t match up to these concepts; sort of the way some journalists do with their “objective” stories. I’d rather base my opinions on what I see. And based on what I’ve been seeing, we are in no way, shape or form, experiencing a recession. I can prove it.

Exhibit A: I want you to pick a Saturday when you have nothing but free time or even a few hours, preferably mid-afternoon to three o’ clock PM. Take the train to 34th Street in Manhattan and walk along this street, from Fifth Avenue to Eighth Avenue in either direction. Take notes, look around, and take pictures if you want.  What do you notice? Is it desolate? If not, approximately how many people are walking the streets? Do they have bags in their hands? Are they going into stores? Do the stores seem crowded? If your answer to the last three questions are yes, then you have successfully proven my point thus far. Recession’s, don’t usually include the joys of shopping.

Exhibit B: Let us move on to entertainment. I have been to the movies about three or four times this year. Now that may not be a lot to some, but each time I went, I always felt that I was on the floor at the New York Stock Exchange. By the way, I’d visited three different theaters and the environment was always the same, from Chelsea to Midtown to Sheepshead Bay, Brooklyn, the crowds were always there; even on weekdays! I went out with a variety of friends for three weeks in a row to several restaurants around events around the city, and they were packed as well. Hmph, some recession!

Exhibit C: Now according to some, there are no jobs. Really?!? Then how come when I visit web sites such as craigslist.org or monster.com or the career web sites for the colleges I’ve attended, I see thousands upon thousands of jobs, internships, and careers? These are added on a regular basis and come from all industries as well as all career levels. But how can that be if we’re in a recession?

By now I hoped you’ve figured out the answer; just reread the title if you haven’t. So, keep looking for jobs, continue to shop, eat, and live. That’s what I’m doing because I live life by looking at what’s directly in front of me. Plus I’ve never really liked the news. It’s so depressing!

What will you do? Will you believe what the statistics say or will you believe what’s directly in front of your face?

Shana H

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